The Penny Hoarder personal finance newsletter

Plus, how to grocery shop for 2 weeks on $175 The State of Holiday Spending What we'll spend this year The Penny Hoarder's 2026 State of Holiday Spending report reveals how inflation, credit card debt and rising costs are forcing over 77% of Americans to cut back this holiday season. But even with cutbacks, survey respondents say they're planning on a spending several hundred dollars. See The Report   Dumb Things You Should Never Spend Money On Your wallet will be a whole lot happier once you put some spending on ice. Laying out cash for these silly things is holding you back from your bigger goals. Spend Smarter →   Grocery Shop for 2 Weeks on $175: A Realistic Shopping List Wondering how much to budget for groceries every two weeks? Here’s a realistic breakdown — plus sample plans that actually last 14 days. Two-Week Budget → No-B.S. Ways to Pay Off Debt Without Losing Your Mind These tips were built for people who want out, but also have jobs, lives, and maybe a little bit of pride. They work with your real life, not against it. Slash My Debt → Save $3,000 Just by Saying No Did you know saying NO could mean saying YES to more money? Here's how. The Power of No → This Month's Class Action Settlements These companies might owe you money! Check out the details and deadlines to see if you qualify. Deadlines → 🧐 Why Are These Companies So Nice? Not all companies are mean — these ones can be generous! You just need to know how to ask. Get Started → Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2026 The Penny Hoarder. All rights reserved. 5202 W. Douglas Corrigan Way, Ste 300 | Salt Lake City UT 84116 | U.S. View in browser Mailing preferences | Unsubscribe | Privacy Policy