Plus, how to grocery shop for 2 weeks on $175

The Penny Hoarder's 2026 State of Holiday Spending report reveals how inflation, credit card debt and rising costs are forcing over 77% of Americans to cut back this holiday season. But even with cutbacks, survey respondents say they're planning on a spending several hundred dollars.

See The Report

Dumb Things You Should Never Spend Money On

Your wallet will be a whole lot happier once you put some spending on ice. Laying out cash for these silly things is holding you back from your bigger goals.

Spend Smarter →

an illustration of bread, cheese, produce, fish

Grocery Shop for 2 Weeks on $175: A Realistic Shopping List

Wondering how much to budget for groceries every two weeks? Here’s a realistic breakdown — plus sample plans that actually last 14 days.

Two-Week Budget →

an infographic about what holiday spending is non-negotiable regardless of cost

No-B.S. Ways to Pay Off Debt Without Losing Your Mind

These tips were built for people who want out, but also have jobs, lives, and maybe a little bit of pride. They work with your real life, not against it.

Slash My Debt →

Save $3,000 Just by Saying No

Did you know saying NO could mean saying YES to more money? Here's how.

The Power of No →

This Month's Class Action Settlements

These companies might owe you money! Check out the details and deadlines to see if you qualify.

Deadlines →

🧐 Why Are These Companies So Nice?

Not all companies are mean — these ones can be generous! You just need to know how to ask.

Get Started →

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