Kiplinger daily finance digest

The worst assets to leave. Plus, money strategies of happily retired couples. Created for you@example.com | Web Version October 22, 2026 FOLLOW US: SIGN UP ⋅ WEBSITE Featured (Getty Images) Structuring Annuity Laddering Strategies for Volatile Markets A turbulent bond market has made fixed income a risky bet. Annuity ladders offer an alternative to diversify your portfolio and generate income, writes chartered financial analyst Charles Sizemore. Here's How ADVERTISEMENT Prepare For Retirement Using a Dividend Growth Investment Strategy If you invested in an S&P 500 index fund starting in January 2000 until September 2020 your average annualized return would have been 4.2%, a cumulative return of 136%. But if you reinvested all dividend payments your annualized return would have been 6.2%, a cumulative return of 247%. Just reinvesting dividends would have nearly doubled your gains. READ MORE Estate Planning The Worst Assets to Leave You've worked hard to leave a legacy for your family, but some inheritances can secretly be a financial trap. From impossible-to-cancel timeshares to hidden tax bombs, passing down the wrong property can cause major headaches for your heirs. Find out which seven assets you should rethink before finalizing your estate plan. Don't Leave These In Case You Missed It (Getty Images) What Tech Leaders Have Said About an AI Bubble Are tech leaders worried about an AI bubble? Our Letters team breaks down their most notable comments related to bubbles, spending, risk and more. AI Moves? Personal Finance Treasury Bills vs Treasury Bonds: Know the Difference Treasury securities can be one of the safest places to park your money while dodging state and local taxes, but before you invest, you need to know exactly how they work. While Treasury Bills act as a short-term cash alternative that pays out in under a year, Treasury Bonds lock you in for decades of steady, semi-annual income. Find out how to decide which government-backed asset actually fits your financial timeline. T Bills vs. T Bonds NEXT READ: What Happens When a Treasury Bill Matures? Sponsored Content from Invest for Retirement Build Retirement Wealth – Free Email Course You can live a richly rewarding life, and still be sure you'll never run out of money in retirement. Sign up today for Kiplinger's Invest for Retirement. It's your step-by-step guide to everything from devising a successful strategy, to exactly which investments to choose. Sent weekly for six weeks. Sign Up Retirement (Getty Images) The 6 Money Strategies of Happily Retired Couples The same money decisions that strain a marriage can also strengthen it. From "money dates" to radical transparency, keep your relationship thriving in your golden years. Try These Strategies Savvy Shopping The Best Things to Buy at Dollar Stores You might be surprised by some of the items you can (and should) purchase for about a buck. Dollar Store Buys NEXT READ: Amazon vs Walmart: Who Has the Cheapest Prices? ADVERTISEMENT Can AI Replace Your Financial Advisor? AI can summarize strategies and speed up research — but it can't coordinate your family's goals, tax needs, and generational priorities. See why judgment still matters most. Learn More MORE FROM KIPLINGER Don't miss our other free newsletters on everything from shopping and saving, to investing, taxes, retirement and more. Plus, get a free issue of Kiplinger Personal Finance magazine in our app. No download required! Visit the Kiplinger Store for money-saving offers to help you build wealth, cut taxes, and retire rich. And check out our corporate subscription rates for businesses and organizations. Follow Kiplinger Contact Us: Feedback | Advertise Sign Up | Print Publications | Unsubscribe Privacy Policy | Cookies Policy | Terms and Conditions When you purchase through links in our content, we may earn an affiliate commission. Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY,