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A Retirement Checklist For Pension Holders, Can This Trust Avoid Capital Gains Taxes?, Financial Planning For The Rest of Us
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- Lead with one prominent feature before moving into shorter sections, giving the issue a clear editorial hierarchy.
- Group stories by topic so readers can scan for areas of interest and choose which links to follow.
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How it is built
- Newsletter header and date
- Featured retirement article
- Personal finance stories
- Investing and earnings roundup
- Travel tips section
- Publication and footer promotions
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This week's earnings calendar. Plus, travel-saving hacks for retirees. Created for you@example.com | Web Version October 19, 2026 FOLLOW US: SIGN UP ⋅ WEBSITE Featured (Getty Images) A 7-Point Retirement Checklist for People Retiring With a Pension Retiring with a pension means that how you plan may look a lot different than how the average retiree should plan, especially if you have a strong nest egg as well. Retirement planning expert Joe F. Schmitz explains how retirees with a pension and savings should plan their retirement finances. See Checklist ADVERTISEMENT Spend metal at spot — with no sell fee on gold. Spend gold and silver directly with the OneGold Card. When you buy something, your gold sells at the current spot price instantly, with no sell fee or waiting period. Use it anywhere Mastercard is accepted, making your precious metals as liquid as your cash. Terms Apply. Get the Card Personal Finance This Network of Financial Professionals Has a Superpower: Financial Advice for Everyone, Not Just the Wealthy Finding a financial adviser often comes with strict net-worth requirements. A new network is changing that by offering advice to everyone, regardless of income. Adviser David Bromelkamp explains how to find your perfect match. Find An Adviser In Case You Missed It (Getty Images) Avoid Capital Gains With This Overlooked Trust Strategy A charitable remainder trust lets you offload concentrated stock without facing a steep capital gains tax bill. Estate attorney Klaus Gottlie shares the best ways to leverage this tool for asset protection. Protect Yourself NEXT READ: 5 Little-Known Senior Property Tax Breaks in 2026 Investing Rather Than a Shortcut to Wealth, Chasing Hot Stocks Can Short-Circuit It: Focus on These 3 Keys Instead While highly anticipated IPOs like SpaceX generate massive hype, chasing these trends isn't always the smartest play. Financial expert John Vandergriff notes that top investors prioritize long-term strategy over market fads. See the three tips for building sustainable growth instead of just following the crowd. Read More ADVERTISEMENT CD Rates That Can't Be Ignored With some CD rates climbing above 5%, now may be a good time for you to lock in your rate. Learn More > Special Offer from Kiplinger Personal Finance Build wealth. Cut taxes. Retire rich. Get a FREE ISSUE of Kiplinger Personal Finance magazine, and save up to 77% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to build wealth, spend wisely, cut taxes, and retire rich. CLICK HERE Corporate Earnings (Getty Images) Earnings Calendar and Analysis for This Week (October 19-23) Check out our earnings calendar for this week, as well as our previews and recaps of the more noteworthy reports. View Calendar Travel 15 Money-Saving Travel Tips for Retirees Globetrotting in your golden years doesn't have to cost a fortune. Here are 15 ways to cut down on your travel expenses. Save While Traveling NEXT READ: New DOT Rule Makes Flight Delay Compensation Harder to Get ADVERTISEMENT Top 10 Fee-Only Financial Advisor Firms of 2026 Fee-only firms are compensated directly by clients and generally do not earn commissions from selling financial products. SmartAsset ranked the top 10 fee-only financial advisor firms of 2026 based on AUM, individual client count, age of firm, and more. See the list MORE FROM KIPLINGER Don't miss our other free newsletters on everything from shopping and saving, to investing, taxes, retirement and more. Plus, get a free issue of Kiplinger Personal Finance magazine in our app. No download required! Visit the Kiplinger Store for money-saving offers to help you build wealth, cut taxes, and retire rich. And check out our corporate subscription rates for businesses and organizations. Follow Kiplinger Contact Us: Feedback | Advertise Sign Up | Print Publicatio