Kiplinger daily finance digest

Beat the 5-year Medicaid clock and shield your assets. Plus, electric heaters vs radiators. Created for you@example.com | Web Version October 15, 2026 FOLLOW US: SIGN UP ⋅ WEBSITE Featured (Getty Images) 5 Best Defense Stocks to Buy as Global Military Spending Soars Government contractors and other defense stocks could soar if Washington passes a record defense budget. Our investing experts found some of Wall Street's favorite names. Top Defense Picks NEXT READ: The Best Bank Stocks to Buy ADVERTISEMENT Healthcare Is a Financial Essential Healthcare is one of the largest household expenses, yet many families don't include it in their financial plans. During Open Enrollment, learn how understanding your benefits, coverage options and potential costs can help you avoid surprises and strengthen long-term financial well-being. Learn more Financial Planning How to Shield Your Assets From Long-Term Care Costs Before the 5-Year Medicaid Clock Runs Out The cost of healthcare, especially long-term care, can quickly erode even a substantial nest egg. While Medicare provides vital health coverage, it has limits, particularly when it comes to long-term custodial care, writes attorney Jeffrey Verdon. To combat this, many people are turning to a tool called a Medicaid Asset Protection Trust (MAPT). Best the Clock In Case You Missed It (Getty Images) Senate Bill Proposes Unlimited Roth IRA Rollovers From Unused 529 Plans A Senate bill would allow savers to transfer all unused 529 college savings to a Roth IRA, giving them greater flexibility — and their children a head start on retirement savings. New Bill? Estate Planning Want to Leave a Lifetime Monthly Paycheck to Your Child or Grandchild? You can easily create a lasting financial legacy for loved ones with annuities that are secure, cost-effective and tax-advantaged. Here's How NEXT READ: Five Annuity Mistakes to Avoid Sponsored Content from Invest for Retirement Build Retirement Wealth – Free Email Course You can live a richly rewarding life, and still be sure you'll never run out of money in retirement. Sign up today for Kiplinger's Invest for Retirement. It's your step-by-step guide to everything from devising a successful strategy, to exactly which investments to choose. Sent weekly for six weeks. Sign Up Taxes (Getty Images) 144 Million Standard Deduction Filers Get a New Charitable Tax Break Claiming the standard deduction and donating this year? Here's what that means for your next tax return. Do You Qualify? Home Savings Electric Heaters vs Radiators: Which Is Cheapest for Home Heating? Electric heaters and radiators each carry pros and cons, but which is best for lowering your energy bills? Save More This Winter ADVERTISEMENT Ask a Pro: "I'm 65 With $1.1 Million in My 401(k) and IRA and a $2,800 Social Security Check. What's My Retirement Budget?" Worried about your retirement budget? Your $1M+ might go the distance. A fiduciary advisor can help turn savings and Social Security into a steady, tax-aware paycheck. Try SmartAsset's no-cost tool to get matched with vetted financial advisors who may be able to help. Take the matching quiz MORE FROM KIPLINGER Don't miss our other free newsletters on everything from shopping and saving, to investing, taxes, retirement and more. Plus, get a free issue of Kiplinger Personal Finance magazine in our app. No download required! Visit the Kiplinger Store for money-saving offers to help you build wealth, cut taxes, and retire rich. And check out our corporate subscription rates for businesses and organizations. Follow Kiplinger Contact Us: Feedback | Advertise Sign Up | Print Publications | Unsubscribe Privacy Policy | Cookies Policy | Terms and Conditions When you purchase through links in our content, we may earn an affiliate commission. Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036