Kiplinger Today editorial digest

Are you good to age in place? Plus, our top cheap stocks to buy now. Created for you@example.com | Web Version October 13, 2026 FOLLOW US: SIGN UP ⋅ WEBSITE Featured (Getty Images) Types of Retirement Income the IRS Doesn't Tax Making ends meet in retirement or maintaining your cost of living can be tricky, especially when parts of your income are being taxed. With prices skyrocketing due to inflation and the ongoing conflict in Iran, income may feel a little tighter. If you’re earning in retirement, you may be able to save on costs with these tax-exempt incomes. Are You Exempt? ADVERTISEMENT CD Rates That Can't Be Ignored With some CD rates climbing above 5%, now may be a good time for you to lock in your rate. Learn More > Stocks The 5 Best Cheap Stocks (Under $10) to Buy Now For many investors, cheap stocks are the ideal situation. With a small upfront payment and the potential for large returns down the line, cheap stocks are often a strong investment. Here are the best picks for right now. See Picks NEXT READ: Analysts' Top S&P 500 Stocks to Buy Now In Case You Missed It (Getty Images) The Most Tax-Efficient Ways to Leave Investments to Your Children Planning for your death is not fun, you don’t want to think about leaving your loved ones behind. However, when you do leave, you want your children to be taken care of, and you likely don’t want them to owe large portions of their inheritances to the IRS. Protect Your Children Retirement Ask These Questions to Reveal if You’re Actually Ready to Age in Place You think you’re in your forever home, but is aging in place really what’s right for you? Aging in place often brings its own challenges. You’ll want to ask yourself these questions before you make the commitment. Can You Age in Place? ADVERTISEMENT Attention Income Investors, Learn How to Generate Dividend Yields of 10% The average annual return of commercial real estate over 20 years is roughly 9.5%, nearly 1% greater than the S&P 500's average annual return of 8.6%. The CRE Income Fund pays an annual 10% dividend yield and is a long-term strategy that returns over $25,000 for every $10,000 invested over the next ten years. READ MORE Travel (Getty Images) Stop Overpaying on Vacation: The Secrets to Eating Well Without Getting Gouged You can't control hotel and flight prices, but these strategies help you to eat well locally without emptying your wallet. Save Now Buying A Home Fixed vs. Adjustable-Rate Mortgages: Which Is Better for Buying a Home? Choosing between a 15-year and 30-year fixed-rate mortgage? Compare monthly payments, interest savings and the pros and cons of each loan. Find Your Home NEXT READ: Kiplinger Housing Outlook: New-Home Sales Rebound as Builder Price Cuts Entice Buyers ADVERTISEMENT Have You Made These Year-End Tax Moves? Harvesting, Roth, More? Tax-loss harvesting and Roth conversions must be completed by Dec. 31 to count for this tax year, but whether either fits depends on your income, holdings, and goals. Find and compare financial advisors who serve your area before the deadline passes. Learn More MORE FROM KIPLINGER Don't miss our other free newsletters on everything from shopping and saving, to investing, taxes, retirement and more. Plus, get a free issue of Kiplinger Personal Finance magazine in our app. No download required! Visit the Kiplinger Store for money-saving offers to help you build wealth, cut taxes, and retire rich. And check out our corporate subscription rates for businesses and organizations. Follow Kiplinger Contact Us: Feedback | Advertise Sign Up | Print Publications | Unsubscribe Privacy Policy | Cookies Policy | Terms and Conditions When you purchase through links in our content, we may earn an affiliate commission. Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036