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Navigate the IRMAA While Keeping More of Your Savings
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Start prioritizing wealth and yourself. Plus, these popular travel saving habits are costing you. Created for you@example.com | Web Version October 3, 2026 FOLLOW US: SIGN UP ⋅ WEBSITE Featured (Getty Images) Wealth With Purpose: How to Make Your Money Work for What Matters For most Americans, the traditional measure of success has been simple: accumulate as much wealth as possible. However, nowadays more and more Americans are measuring success by more than just the number in their bank account. Instead, they are evaluating the opportunities their wealth provides. Here’s how you can stop focusing on the numbers and start focusing on what matters to you. Learn More ADVERTISEMENT Little-Known Roth Conversion Strategy Allowed By IRS Part of your IRA isn't really yours. It's the IRS's future tax bill. Depending on your situation, a Roth conversion may shrink it for good. If your advisor isn't discussing this, it's time to ask. Learn More Retirement What's Your Investing Style? A portfolio is like a closet. There are some pieces you love, some pieces you don’t love, and often, a bunch of pieces that don’t quite go together. In both cases, finding a coherent style is hard, luckily, when it comes to investing, we’ve got you covered. Find Your Style NEXT READ: Is 'Buy and Hold' Really the Best Investing Strategy? What You Lose From Missing the Market's 30 Best (and Worst) Days In Case You Missed It (Getty Images) Avoiding IRMAA Can Actually Cost You More in Retirement While doing everything you can to avoid triggering short-term Medicare surcharges (IRMAA) is tempting, obsessing over annual premium savings can backfire by increasing your total tax bill over the course of retirement. Financial adviser Scott Tucker explains how to navigate the IRMAA while maximizing savings. IRMAA Tips Home Insurance 7 Frugal Travel Habits That Aren't Always Worth It Saving while traveling is a smart idea, especially as travel prices continue to increase. But sometimes, trying too hard to save can end up costing you in the long run. See the frugal travel habits you should avoid. What To Avoid NEXT READ: The 10 Cheapest Countries to Visit ADVERTISEMENT Why Estate Plans Still Need a Human Touch Coordinating trusts, tax strategy, and family buy-in takes more than a plan — it takes someone to execute it. See why estate planning still depends on human coordination. Learn More Special Offer from Kiplinger Personal Finance Build wealth. Cut taxes. Retire rich. Get a FREE ISSUE of Kiplinger Personal Finance magazine, and save up to 77% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to build wealth, spend wisely, cut taxes, and retire rich. CLICK HERE Corporate Earnings (Getty Images) How to Fairly Compensate the Child Who Steps Up to Care for You From caregiver contracts to unequal inheritances, estate planning experts explain how to reward your most dedicated child without fracturing the family. Give Back to Your Kid Games & Quizzes Your Saturday Morning Crossword Take a break and play today's mini crossword. There's a new free mini puzzle to test your wits every day. Play Now ADVERTISEMENT Preserve Your Story—We'll Write Your Memoir Imagine holding in your hands a beautifully crafted memoir that tells the story of your life. We make this possible by capturing your memories in face-to-face interviews and transforming them into an artisanal-quality book. You won't have to write a word. Call 844 399 0426 now to start Learn More MORE FROM KIPLINGER Don't miss our other free newsletters on everything from shopping and saving, to investing, taxes, retirement and more. Plus, get a free issue of Kiplinger Personal Finance magazine in our app. No download required! Visit the Kiplinger Store for money-saving offers to help you build wealth, cut taxes, and retire rich. And check out our corporate subs