Kiplinger Today editorial digest

The 80% rule in home insurance. Plus, best stocks to gift grandchildren. Created for you@example.com | Web Version October 11, 2026 FOLLOW US: SIGN UP ⋅ WEBSITE Featured (Getty Images) Vanguard Money Market Funds Explained Whether you need a temporary spot for trade settlements or a low-risk return on cash, discover which Vanguard money market fund best fits your investment goals and tax bracket. Your Guide Your Home Have You Heard of the 80% Rule in Home Insurance? Falling below the 80% rule in homeowners insurance can trigger an unexpected penalty on your next claim. Here’s how the replacement cost rule works and how to ensure your home is properly covered before disaster strikes. 80% Rule NEXT READ: 5 Hidden Signs of Heat Damage Around Your Home In Case You Missed It (Getty Images) Are You Built to Last? Signs You Could Live Longer Than Average From genetics and daily nutrition to social connections, several key factors signal a longer life span. Discover the five everyday indicators that suggest you're on track to outlive average expectations. Longevity Blueprint Stocks Smart Stocks to Buy to Turn Your Inheritance Into Generational Wealth With $124 trillion set to move in the Great Wealth Transfer, these wealth-building stocks can help you leave something behind for your kids in turn. 5 Stocks to Add NEXT READ: The Best Stocks to Gift Your Grandchildren ADVERTISEMENT Ask a Pro: "How Can I Avoid Capital Gains Taxes on Stocks?" Holding periods, tax-loss harvesting, and account choice can all affect what you owe when you sell stocks. A financial advisor can help you build a tax-aware plan. Find and compare financial advisors who serve your area. Take the matching quiz Special Offer from Kiplinger Personal Finance Build wealth. Cut taxes. Retire rich. Get a FREE ISSUE of Kiplinger Personal Finance magazine, and save up to 77% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to build wealth, spend wisely, cut taxes, and retire rich. CLICK HERE My First Million (Getty Images) How 30 Everyday Millionaires Are Splitting Their Inheritances and Discussing Money With Their Kids Senior editor Joyce Lamb brings together millionaires from the My First $1 Million series to reveal how they talk to their kids about money, navigate inheritance splits, and share wealth without stripping away their heirs' motivation. Read More Investing Is the Stock Market Closed on Columbus Day/Indigenous Peoples' Day in 2026? Some, but not all, investors will enjoy a three-day weekend thanks to the Columbus Day and Indigenous Peoples' Day holidays. Check Trading Hours ADVERTISEMENT Maximize Your Savings, Minimize Your Taxes Planning ahead can help your savings last longer and reduce your tax burden. Our advisors can guide you toward strategies that save time and help your money work harder. Paid non-client promotion LEARN MORE MORE FROM KIPLINGER Don't miss our other free newsletters on everything from shopping and saving, to investing, taxes, retirement and more. Plus, get a free issue of Kiplinger Personal Finance magazine in our app. No download required! Visit the Kiplinger Store for money-saving offers to help you build wealth, cut taxes, and retire rich. And check out our corporate subscription rates for businesses and organizations. Follow Kiplinger Contact Us: Feedback | Advertise Sign Up | Print Publications | Unsubscribe Privacy Policy | Cookies Policy | Terms and Conditions When you purchase through links in our content, we may earn an affiliate commission. Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036