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Insurance Hikes Are Coming, Protect Yourself Today
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The retirement assets you should keep. Plus, this week’s earnings calendar. Created for you@example.com | Web Version October 5, 2026 FOLLOW US: SIGN UP ⋅ WEBSITE Featured (Getty Images) Kiplinger Conversations: How to Talk Inheritance With Your Kids We brought together three of our favorite financial experts to discuss inheritances and the Great Wealth Transfer. Read what they had to say and what you should know when discussing inheritances with your kids. Inheritance Talk Tips ADVERTISEMENT I'm Retiring With $1.5M: Can I Spend $10,000/Month Without Running Out? The same $1.5M can support $7,000 a month for some retirees and $11,000 for others. The gap isn't luck. It's withdrawal order, taxes, and Social Security timing. If your advisor isn't discussing this, it's time to ask. Learn More Retirement 6 Assets You Should Keep in Retirement (Even If You Need the Cash) You’re getting ready to retire, and you find yourself inclined to sell your assets. You’d rather have the extra cash than an extra home or a hefty portfolio to manage. With cash, you can travel, spoil the grandkids, and treat yourself. Even though selling may seem easier, there are some assets worth holding onto. What To Keep NEXT READ: 6 Assets You Should Sell First in Retirement (If You Need the Cash) In Case You Missed It (Getty Images) RSP vs SPY: Why These S&P 500 ETFs Have Such Different Returns Over the Past 20 Years In 2026, the S&P 500 is lacking in its equal-weight counterpart. The largest names, Apple, Nvidia, Microsoft, and many of the other tech giants, are making up nearly 40% of the value. Here’s what long-term investors should know. Learn More Home Insurance How to Protect Your Home — and Your Wallet — From Climate Insurance Hikes In the first half of 2026, the US suffered $12 million in climate and weather damage. As damage rates keep increasing, insurance rates are expected to go up. These are the steps you can take today to prepare for climate-driven damages and price hikes. Protect Yourself NEXT READ: How and When to Switch Home Insurance for the Best Coverage at the Best Price ADVERTISEMENT Ask a Pro: "I'm 65 With $1.1 Million in My 401(k) and IRA and a $2,800 Social Security Check. What's My Retirement Budget?" Even a well-funded portfolio can face challenges if withdrawals, taxes and spending aren't carefully coordinated. A fiduciary advisor can help you build a tax-aware retirement budget that acounts for these factors. Find and compare vetted fiduciary advisors serving your area. Take matching quiz Special Offer from Kiplinger Personal Finance Build wealth. Cut taxes. Retire rich. Get a FREE ISSUE of Kiplinger Personal Finance magazine, and save up to 77% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to build wealth, spend wisely, cut taxes, and retire rich. CLICK HERE Corporate Earnings (Getty Images) Earnings Calendar and Analysis for This Week (October 5-9) Check out our earnings calendar for this week, as well as our previews and recaps of the more noteworthy reports. See Calendar Games & Quizzes What Kind of Heir Are You? Take Our Quiz to Reveal Your Money Style An inheritance can bring opportunity but also responsibilities. Take this short quiz to discover how ready you are, and get tips to protect your legacy. Play Quiz ADVERTISEMENT Ask a Pro: Can I Afford Long-Term Care? Retirement is one thing, but what about long-term care costs later in life? Join Dana Anspach for a free webinar on October 8 and learn how to plan for future care expenses as part of your retirement strategy. Register Today MORE FROM KIPLINGER Don't miss our other free newsletters on everything from shopping and saving, to investing, taxes, retirement and more. Plus, get a free issue of Kiplinger Personal Finance magazine in our app. No download required! Visit the Kiplinger Store for money-savin