Plus, how to stop living paycheck to paycheck

You don’t have to be rich to protect your family, just proactive. Ethos makes it ridiculously easy to get life insurance online in just minutes. Just answer a few simple health questions and get a quote — as much as $1 million in coverage for $37/month.

In this installment of Dear Penny, we tackle the sensitive subject of when a spouse says they'll pay a bill … but you have to find out the hard way that they didn't.

A new batch of class action deadlines are coming up in October, including settlements from Bank of America, Volkswagen, Flo and other businesses you may have patronized. Check out our roundup for information on the lawsuits and how to file claims. Many have deadlines before Halloween, so move fast!

Our money habits have changed a lot in the past few years. We don't bother spending money on this stuff anymore.

Quit This →

You can retire early, even without millions in the bank. Be comfortable with early retirement by following this game plan.

Ready to Retire →

The Penny Hoarder's 2026 State of Holiday Spending report reveals how inflation, credit card debt and rising costs are forcing over 77% of Americans to cut back this holiday season.

But How Much? →

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