Kiplinger’s Letter team energy forecast. Plus, the safe way to handle a massive check.
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October 20, 2026
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A Dividend Strategy Shines for This Top iShares ETF
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A Dividend Strategy Shines for This Top iShares ETF
Big dividend payouts and stock buybacks are a winning combination for the iShares Core Dividend ETF, one of Kiplinger's favorite exchange-traded funds.
 
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Top 10 Fee-Only Financial Advisor Firms of 2026
Fee-only firms are compensated directly by clients and generally do not earn commissions from selling financial products. SmartAsset ranked the top 10 fee-only financial advisor firms of 2026 based on AUM, individual client count, age of firm, and more.
 
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Retirement
 
Why Your Retirement 'Magic Number' May Be the Wrong Target
Is your retirement goal a "magic number" you think you need to be comfortable? What you need is a realistic plan based on your own life, not someone else's arbitrary benchmark, says financial executive Michael Cherny.
 
Is Your Number Wrong?
 
 
 
 
 
In Case You Missed It
 
Kiplinger Energy Outlook: High Gas Prices Loom over Midterm Elections
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Kiplinger Energy Outlook: High Gas Prices Loom over Midterm Elections
Ongoing disruptions to oil production and refining in the Middle East and Russia keep fuel prices elevated. But there may be a little bit of good news.
 
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Tax Planning
 
Niche Strategies to Delay or Defer Taxes on Your RMDs, Courtesy of a Financial Planner
Taking Required Minimum Distributions you don't actually need can trigger a costly chain reaction, from higher capital gains taxes to spiked Medicare premiums. To help minimize this tax burden, financial planner Evan T. Beach shares three targeted strategies.
 
Protect Your RMDs
 
 
 
 
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CD Rates That Can't Be Ignored
With some CD rates climbing above 5%, now may be a good time for you to lock in your rate.
 
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Travel
 
5 International Destinations That Cost Less Than a New iPhone
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5 International Destinations That Cost Less Than a New iPhone
Will you look back and regret not buying the new iPhone Duo, or the memories you could have had traveling to one of these cheap, safe and culturally rich countries on five different continents?
 
Where Will You Go?
 
 
 
 
 
Personal Finance
 
What to Do When You Receive a Large Check (And How to Deposit It Safely)
Depositing a large check isn't always easy, as banks have different deposit policies. Here's how to make the process go smoothly.
 
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