Your guide to open enrollment and health insurance for 2027. Plus, midterm elections tax measures.
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October 7, 2026
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Your Guide to Open Enrollment and Health Insurance for 2027
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Your Guide to Open Enrollment and Health Insurance for 2027
Health insurance costs are climbing across the board. Employers are facing a noticeable surge in overall healthcare expenses, while ACA marketplace plans are seeing significant rate increases. Simply auto-renewing your current plan could set you up for unwanted financial surprises next year.
 
Open Enrollment and More
 
 
 
 
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Little-Known RMD Strategy Allowed by the IRS
Once RMDs begin, withdrawals can push you into a higher tax bracket. Depending on your situation, there are IRS-allowed moves that may limit the impact. If your advisor isn't discussing this, it's time to ask.
 
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Real Estate
 
Why More Older Adults Are Renting. A Better Alternative to Downsizing
The 55+ crowd is the fastest-growing group of renters. Does the math make sense? A lot of different factors are at play, from rising costs to the desire to cut down on time spent maintaining a property.
 
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In Case You Missed It
 
Midterm Elections Tax Measures Target High Income: What to Watch
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Midterm Elections Tax Measures Target High Income: What to Watch
Federal taxes usually dominate the headlines, but state-level tax battles are taking center stage this fall. As state budgets face mounting pressures, voters across the country will decide whether top earners and high-net-worth households should foot a larger share of the tax bill, reports senior tax editor Kelley Taylor.
 
State Tax Moves
 
 
 
 
 
Wealth Creation
 
Is 'Buy and Hold' Really the Best Investing Strategy? What You Lose From Missing the Market's 30 Best (and Worst) Days
Pulling out of the market to avoid lows means you'll miss out on the next highs. That's the traditional narrative. But there's another side to the story — and it might alter your perspective, writes financial planner Jordan Rizzuto.
 
Buy and Hold?
 
 
 
 
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CD Rates That Can't Be Ignored
With some CD rates climbing above 5%, now may be a good time for you to lock in your rate.
 
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Careers
 
Losing Your Job in Your 50s or 60s Can Derail Everything: Here's How to Safeguard Your Retirement Plan
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Losing Your Job in Your 50s or 60s Can Derail Everything: Here's How to Safeguard Your Retirement Plan
Losing your job later in life is a possibility for many. You can stay one step ahead by budgeting, stress-testing your retirement plan and investing in your professional network now, says retirement management adviser Chris Cohan.
 
Protect Your Plan
 
 
 
 
Travel
 
8 Gorgeous Train Trips to Enjoy Fall Foliage
See fall's best colors from the rails. We've rounded up a range of short and long train trips across the country that are ideal for older travelers.
 
Where Will You Go?
 
 
 
 
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Top 10 Fee-Only Financial Advisor Firms of 2026
Fee-only firms are compensated directly by clients and generally do not earn commissions from selling financial products. SmartAsset ranked the top 10 fee-only financial advisor firms of 2026 based on AUM, individual client count, age of firm, and more.
 
See the list
 
 
 
 
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